Owen, a small time bookie, decides to open an insurance business as it involves lesser risk. His first client is Colonel Youngblood who insures his daughter, Marilyn, against marriage.
Wealthy but unhappy Patricia Belmont meets fun-loving insurance salesman Bill Smith (and his fun-loving friends Sam Ragland and Betty Harkness)on a ship cruise and falls in love, much to the annoyance of her high-society, fortune-hunting fiance Barrington Thorne.
Harry Gribbon is a down-and-outer on the road and stops at a farm for a hand-out. The a farmer's wife makes him chop wood to earn the food and he sees and falls in love with her daughter. The hired-hand is also in love with her so conflicts arise.
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