A Paying Ghost is a comedy-drama movie about a worker who is struggling with his financial problems. He encounters a ghost who offers to help him overcome his challenges and improve his situation. As the worker navigates the strange and supernatural world, he learns valuable lessons about life, success, and the importance of relationships.

A youthful love story situated against the backdrop of college years.

In a bid to woo Kiran, a popular radio jockey, Siddharth offers her to be a part of his company's radio campaign but unexpected situations affect the fate of their budding relationship.