John McClane and a Harlem store owner are targeted by German terrorist Simon in New York City, where he plans to rob the Federal Reserve Building. A massive bomb explodes in a department store, causing chaos in the city. Simon demands that McClane wear a racist sign and go to Harlem. McClane is rescued by a store owner and the two are forced to follow Simon's challenges to prevent more bombs from detonating. As they unravel Simon's plan, they discover he is the brother of a criminal McClane killed years ago. Simon steals gold from the Federal Reserve and plans to destroy the tanker carrying it. McClane and the store owner manage to stop Simon and his men, saving the city and recovering the stolen gold.
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